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How to Manage Your Money While in School

We all could use a little more change in our pockets. That’s a given. Most of us deal with a laundry list of bills and expenses on a regular basis (including laundry), and it’s not so easy to organize – especially as a busy student. So, if you don’t want to burn unneeded holes in your wallet, check out the below tips for getting the most out of your money while at Jones College.

Stick to a budget: Setting a personal budget may be the most effective practice for managing your finances. The significant expenses are fairly easy to remember. Rent, groceries and gas will always be there, so you can plan ahead for those costs. But what about the little things that show up without warning? Maybe you get a flat tire on the way to school, or perhaps you have a child who needs $30 for a field trip. Record your expenditures daily, and you’ll have a much easier time keeping track of your money and planning for the unknown.

Read more personal budgeting tips here!

Prioritize: Paying for earthly survival obviously should be at the top of your priority list. You depend on food and shelter, and possibly your family’s, as well. But what comes next on the list? Take some time to think about it, then sit down and write it out. You’ll be surprised how helpful it can be the next time you’re deciding if splurging on that awesome shirt at the mall is a good idea.

Take advantage of discounts: One of the easiest ways to save is to search for options to, you know, save. Clip coupons when they arrive in the mail, and then use them frequently. Over time, they can save you some much-needed dough. Are you involved with any groups or activities through Jones College? If so, look for meetings and events that offer free or discounted food. We all can use a little help now and again, right? And – let’s face it – everyone loves free food.

Jones students: have these finance management methods helped you? What other savings methods do you recommend for your fellow students? Let us know so we can help spread the word!

 

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